The Ellis Mortgage Team

call us today 855-Element or go to http://www.ellismortgageteam.com Mortgage 101 FHA Financing With The DeAnn Ellis Mortgage Team Welcome to Mortgage 101! Hi, I’m DeAnn Ellis with Element Funding. I am going to go over a few things about FHA financing. FHA is a government insured program that makes it easier to obtain loan approval. FHA offers lower down payment such as 3.5%, and will allow a gift from a family member. FHA loans terms are available in 15, 20 and 30 years also FHA offers adjustable rate mortgage loans. FHA loans are unique because buyers with less than perfect credit can still qualify even with credit scores as low as 580! An FHA loan are a great choice whether a first time homebuyers or experienced this loan can help you qualify! If you or someone you know is looking to see what options may be best- let my team take a look at how we can assist you with an FHA mortgage. For more information on how an FHA loan could help you, contact us ...

http://www.ellismortgageteam.com Hi, I’m DeAnn Ellis with Element Funding….As a homebuyer in today’s fast pace market, you need a competitive edge. You need an advantage that helps your offer stand out from the rest, and we can help you with that edge . I have had the privilege of helping homeowners just like you for over 23 years! With over 100 years of combined experience…my team has the knowledge to help you find the best mortgage product for you and your family. We specialize in Conventional, FHA, VA, USDA and Down payment assistance programs to finance a purchase and provide refinancing options. Being a direct lender gives you the advantage over the competition. With Element Express our upfront in house underwriting process makes it easy, so you can focus on finding the right home for you and your family. With Fast closings, great rates to meet your goals and superior customer service we guarantee that you will close on time making the process seamless f...

Hi, I’m DeAnn Ellis and welcome to Element Funding! We all know there is nothing simple about the mortgage process and, our mortgage specialists are eager to help you every step of the way! Here are a few questions you may have about the process… What is the first step?   What can you expect when working with our team? And what exactly does preapproval mean? Make sure to give all accurate and specific information when filling out the application. We need all personal information in order to obtain your credit report.   We also need a 2 year work history with specific income information.   Bank information is also helpful when applying so we can determine your assets. Once we receive your information, we then pull your credit, this helps us better determine the loan product that works best for you and your family.   Have less than perfect credit? Don’t worry! Our Mortgage Specialist will advise you on what you need to do,...

New Home Purchase So the time has come for you to purchase a new home. Purchasing a new home is by far one of the largest financial transactions you will ever make in your life, so you will want to take your time and learn as much as you can about the mortgage industry. The first question that comes to peoples minds when they begin their quest for a new home is how much can I afford?î Many factors play a role when it comes to determining how much you can afford. Such as your income, your current debt, down payment, the term of the loan, etc. Once you have determined what your financial situation is you will want to begin your quest for a mortgage. But before you dive in and start filling out applications. Purchasing a home requires time, patience and education. But don't worry, you don't have to do all of the work yourself. There are people within the industry you will be working with such as Realtors and lenders that will help you through this process and point you i...